The following information is usually required during the loan process:

• Proof of Social Security number
• Copy of Borrower(s) current Drivers License
• Year-to-date check stub (most current)
• 401K Loan Information (if 401K loan deduction appears on pay stub)
• Tax Returns with W-2's and all tax schedules for last 2 years
• Current Profit/ Loss Statement & Balance Sheet (self-employed only)
• Current Bank Statements for all accounts (current two months)
• Current IRA's, Stocks, Bonds, Retirement, 4701K Statements
• Explanation Letter regarding Inquiries/ Late Payments on Credit Report
• Current statement on all accounts/mortgages to be paid at closing (statements should include, pay off address, account number & phone number)
• Complete Petition & Discharge on Bankruptcy
• Make/Model of vehicles you own along with their resale value
• Credit Card account information
• Auto Loan account information
• Personal Loan account information
• Name, telephone number and address of nearest relative

 If you currently own Real Estate and wish to refinance, please include:

• Above mentioned information, plus:
• Copy of Deed to Subject Property (Credit Deed/ Cash Sale/ Cash Deed/ AOD)
• Home Equity Account information (if applicable)
• Copy of Home Owners Insurance Policy
• Copy of Flood Insurance Policy
• Termite Certificate & Bill or paid receipt